There is inherent risk in everything you do. Fortunately, there are ways to minimize that risk and reduce the potential for loss. By taking proactive steps to lower the frequency and severity of claims, you in turn lower your total cost of risk — both with reduced premiums and saved claims expenses.
We can help ensure your working environment is safe, your policies and procedures are effective and your employees are engaged. Your business will become an employer of choice for applicants, as well as an organization that insurance companies want to insure.
We offer a full array of loss prevention services, including customized risk assessments, consultative services, targeted training for workers and managers, and more. These services are backed by a team of experts that understands your industry and have the training and credentials to help minimize and identify loss.
In addition, we can help you with OSHA, DOT and other regulatory compliance, facility inspections and job site visits, disaster recovery and emergency event planning, goal setting and service timelines, access to web-based portals, and more. Specifically, we provide:
The Occupational Safety and Health Administration (OSHA) requires employers to protect employees that are reasonably anticipated to come into contact with blood or certain body fluids. While most employers associate exposure to bloodborne pathogens with healthcare workers only, there are a host of other employees who may be at risk of occupational exposure to bloodborne pathogens.
The construction industry continues to face ongoing challenges related to supply chain delays and product availability due to COVID-19. Dodge Data & Analytics, a leading provider of commercial construction project data, recently reported that the construction materials cost index increased by 6% in the month of April alone, more than the average annual increase. Dodge also reported the anticipated timeline for return to normal stockpiled inventory could be as long as another 18-24 months. Historically, skyrocketing material costs and product shortages were addressed through contract contingency; in current market conditions, this method is proving inadequate to address the monthly cost increases of construction materials.