There is inherent risk in everything you do. Fortunately, there are ways to minimize that risk and reduce the potential for loss. By taking proactive steps to lower the frequency and severity of claims, you in turn lower your total cost of risk — both with reduced premiums and saved claims expenses.
We can help ensure your working environment is safe, your policies and procedures are effective and your employees are engaged. Your business will become an employer of choice for applicants, as well as an organization that insurance companies want to insure.
We offer a full array of loss prevention services, including customized risk assessments, consultative services, targeted training for workers and managers, and more. These services are backed by a team of experts that understands your industry and have the training and credentials to help minimize and identify loss.
In addition, we can help you with OSHA, DOT and other regulatory compliance, facility inspections and job site visits, disaster recovery and emergency event planning, goal setting and service timelines, access to web-based portals, and more. Specifically, we provide:
“If we get sued, you get sued!” Sounds warm and comforting, right? I bet you cannot wait to partner or contract with a company that already has litigation on its mind. Nevertheless, these types of statements are common, and once formalized by lawyers, are called “indemnification clauses.” They are often necessary but can be very broad and potentially catastrophic to your business.
Our national Employee Benefits Compliance Team is dedicated to helping you stay abreast of fast-changing legislative and regulatory developments and guidance related to health and welfare plans that could impact your business. This update will discuss guidance issued on the 2021 COBRA subsidy and changes making COVID-19 PPE a qualified medical expense.
The Employer Shared Responsibility Penalty (ESRP), introduced by the Affordable Care Act, requires applicable large employers (ALEs) to offer affordable and minimum value health coverage to their full-time employees (and their dependents), or to potentially pay tax penalties to the IRS. Whether you are new to the ESRP or your company is newly subject to the ESRP, this article covers some of the key details.
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