Data is a powerful tool that can help you stay ahead of your competition and reduce your exposures. We harness the power of our broad and deep intellectual capital to transform your raw data into practical, useful information. We use your business history, our client experiences, and insights gleaned from national trends to support your decision making.
Understanding your claims experience empowers you to manage costs and improve the safety of your employees. Our experts leverage claims analytics tools to model your claims activity, providing insights for you to manage and reduce costs. This information can be used to negotiate renewal pricing, anticipate the impact of program changes and benchmark your claims activity. This means you’re able to make well-informed decisions about your risk management programs.
“If we get sued, you get sued!” Sounds warm and comforting, right? I bet you cannot wait to partner or contract with a company that already has litigation on its mind. Nevertheless, these types of statements are common, and once formalized by lawyers, are called “indemnification clauses.” They are often necessary but can be very broad and potentially catastrophic to your business.
Our national Employee Benefits Compliance Team is dedicated to helping you stay abreast of fast-changing legislative and regulatory developments and guidance related to health and welfare plans that could impact your business. This update will discuss guidance issued on the 2021 COBRA subsidy and changes making COVID-19 PPE a qualified medical expense.
The Employer Shared Responsibility Penalty (ESRP), introduced by the Affordable Care Act, requires applicable large employers (ALEs) to offer affordable and minimum value health coverage to their full-time employees (and their dependents), or to potentially pay tax penalties to the IRS. Whether you are new to the ESRP or your company is newly subject to the ESRP, this article covers some of the key details.
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