Open claims cost you both time and resources to manage. Frequently open claims linger longer than they need to, and have a serious impact on your insurance premiums and ultimately your bottom line. We are here to advocate on your behalf to ensure that claims are being handled with your best interests at heart. With our experts at your side, you’ll have decades of claims analysis and loss-control expertise to help you avoid claims. If a claim does occur, we can make sure it gets the attention it deserves.
With our four-step claims management process, beginning with comprehensive communication between all affected parties, followed by the determination of liability, claim study and review and trending of loss experience, we can help you mitigate existing claims effectively while maximizing your recovery.
We look at the big picture. Work comp claims often involve employment laws that many risk managers know nothing about. What might be the right decision for a work comp claim may be the wrong decision from an employment law perspective. Making a mistake can have a profound impact. We have more experience with laws like the Americans with Disabilities Act and the Family and Medical Leave Act than anyone else in the industry. Let us help you make the right decisions.
The IRS recently released final 2020 Forms 1094-C and 1095-C and applicable instructions ahead of Affordable Care Act (ACA) reporting for 2020. As a reminder, applicable large employers (“ALEs”) must furnish Form 1095-C to full-time employees and file Form 1094-C and all 1095-Cs with the IRS. ALEs offering a self-insured group health plan must also furnish Forms 1095-C to covered employees or other primary insured individuals in the self-funded health plan (e.g., COBRA qualified beneficiaries). Additionally, due to the COVID-19 pandemic and challenges to business operations, ALEs may have variations to their reporting for 2020 due to furloughs and/or layoffs.
No one understands better than the person who administers benefits about the difficulty of open enrollment season. It was hard enough ambushing employees in the workplace to remind them that they need to submit their packets. Let’s not even talk about the headache of creating multiple schedules so that employees can take physical breaks from work and listen to benefits presentations. Now, administrators must figure out the best way to get the packet to the eligible employees in the first place.