Open claims cost you both time and resources to manage. Frequently open claims linger longer than they need to, and have a serious impact on your insurance premiums and ultimately your bottom line. We are here to advocate on your behalf to ensure that claims are being handled with your best interests at heart. With our experts at your side, you’ll have decades of claims analysis and loss-control expertise to help you avoid claims. If a claim does occur, we can make sure it gets the attention it deserves.
With our four-step claims management process, beginning with comprehensive communication between all affected parties, followed by the determination of liability, claim study and review and trending of loss experience, we can help you mitigate existing claims effectively while maximizing your recovery.
We look at the big picture. Work comp claims often involve employment laws that many risk managers know nothing about. What might be the right decision for a work comp claim may be the wrong decision from an employment law perspective. Making a mistake can have a profound impact. We have more experience with laws like the Americans with Disabilities Act and the Family and Medical Leave Act than anyone else in the industry. Let us help you make the right decisions.
“If we get sued, you get sued!” Sounds warm and comforting, right? I bet you cannot wait to partner or contract with a company that already has litigation on its mind. Nevertheless, these types of statements are common, and once formalized by lawyers, are called “indemnification clauses.” They are often necessary but can be very broad and potentially catastrophic to your business.
Our national Employee Benefits Compliance Team is dedicated to helping you stay abreast of fast-changing legislative and regulatory developments and guidance related to health and welfare plans that could impact your business. This update will discuss guidance issued on the 2021 COBRA subsidy and changes making COVID-19 PPE a qualified medical expense.
The Employer Shared Responsibility Penalty (ESRP), introduced by the Affordable Care Act, requires applicable large employers (ALEs) to offer affordable and minimum value health coverage to their full-time employees (and their dependents), or to potentially pay tax penalties to the IRS. Whether you are new to the ESRP or your company is newly subject to the ESRP, this article covers some of the key details.