Whether you are a risk taker or risk-averse, a comprehensive risk management strategy is a competitive advantage. It can protect your business from the risks that threaten to undermine what you have built. We help you understand the total cost of risk — going beyond insurance and taking into account the impact of assumed risk and uninsured losses, along with administrative costs and other factors.
Our decades of experience providing insurance brokerage, consultation and risk management services, combined with our in-depth knowledge of your business, work together to deliver effective risk management solutions that promote growth while improving profitability, so you can focus on running your business.
Peace of mind comes from understanding and managing your risk exposure. We give you the tools and guidance you need to act with confidence through:
It’s that time of year again when employers subject to OSHA’s recordkeeping rule are required to post a signed copy of their Form 300A in a location accessible to employees by February 1. Despite this annual obligation, many employers continue to make common recordkeeping mistakes, some of which potentially affect OSHA compliance. With the deadline looming, we’re reviewing Form 300A and related aspects of the recordkeeping rule to help you avoid some of the most common mistakes.
The end of the year usually means long-awaited holiday parties and celebrations at the office, but with COVID-19 still surging across the country many offices continue to work remotely. Here’s what employers should consider when planning their office celebrations this year, as well as considerations they should take regarding employee travel.
Sometimes errors in the experience mod rating occur, and these errors can cost the employer money through increased premium. You can get errors corrected, but you need to know how to identify such errors, and how to get them fixed. One source of mod errors can be mistakes or omissions in the reporting data your carrier submits to the rating agency. There also can be a discrepancy between your audited payroll data or loss runs and the data on the mod worksheet.
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