As daily demands increase both at work and home, today’s professionals need a better way to protect their assets and plan for the future. By design, mass-market policies are structured for the average consumer. You aren’t average and neither are your insurance needs. As a result, you might be paying excessive premiums for what amounts to inadequate coverage. Our personal insurance specialists evaluate your existing assets to prepare a solution tailored to your needs.
Our personal risk managers minimizes risk by building a customized personal risk management program that allows you to build policies superior to those found in the mass market so your premium dollars are not wasted. We partner with the best carriers in the industry to help you navigate through various coverage options, limitations, and exclusions — enabling you to make the right decisions when it comes to protecting your personal assets.
We can assist you with many lines of coverage, including:
The IRS recently released final 2020 Forms 1094-C and 1095-C and applicable instructions ahead of Affordable Care Act (ACA) reporting for 2020. As a reminder, applicable large employers (“ALEs”) must furnish Form 1095-C to full-time employees and file Form 1094-C and all 1095-Cs with the IRS. ALEs offering a self-insured group health plan must also furnish Forms 1095-C to covered employees or other primary insured individuals in the self-funded health plan (e.g., COBRA qualified beneficiaries). Additionally, due to the COVID-19 pandemic and challenges to business operations, ALEs may have variations to their reporting for 2020 due to furloughs and/or layoffs.
No one understands better than the person who administers benefits about the difficulty of open enrollment season. It was hard enough ambushing employees in the workplace to remind them that they need to submit their packets. Let’s not even talk about the headache of creating multiple schedules so that employees can take physical breaks from work and listen to benefits presentations. Now, administrators must figure out the best way to get the packet to the eligible employees in the first place.