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Associated Benefits and Risk Consulting – Surety and Bonding


Safety 101: Bloodborne Pathogens

The Occupational Safety and Health Administration (OSHA) requires employers to protect employees that are reasonably anticipated to come into contact with blood or certain body fluids. While most employers associate exposure to bloodborne pathogens with healthcare workers only, there are a host of other employees who may be at risk of occupational exposure to bloodborne pathogens. 

Legal Update: Mitigate your risks in a volatile supply chain market with contractual management

The construction industry continues to face ongoing challenges related to supply chain delays and product availability due to COVID-19. Dodge Data & Analytics, a leading provider of commercial construction project data, recently reported that the construction materials cost index increased by 6% in the month of April alone, more than the average annual increase. Dodge also reported the anticipated timeline for return to normal stockpiled inventory could be as long as another 18-24 months. Historically, skyrocketing material costs and product shortages were addressed through contract contingency; in current market conditions, this method is proving inadequate to address the monthly cost increases of construction materials.

Independent contractors part 4: The IRS view

Knowing that life’s only two certainties are death and taxes, let’s turn our attention to how the IRS determines independent contractor status. Previously, the IRS used to apply a 20-factor test to determine whether or not an individual could be classified as an independent contractor. A number of years ago they moved to what they call a “common-law” test that focuses on the degree of control the business exercises in achieving its purposes versus the degree of independence the worker has to actually perform the tasks themselves.

As described in IRS Publication 15-A, the IRS will closely examine each of the following three areas:  “behavioral control, financial control, and the type of relationship of the parties.” Let’s take a look at each.