Your property is where the magic of your business happens. So protecting it against loss and damage is a no-brainer. The right insurance package can prevent a serious loss or even your organization from going out of business.
To make sure you have the right coverage, we conduct a comprehensive review of every aspect of your operation. Our team looks at your key processes, procedures, documents and contracts in order to provide an analysis that matches areas of exposure with strategies for mitigation. We also measure your risk tolerance and how that impacts the coverage you need. You will have a complete and cost-effective plan that helps protect your business and allows you to focus on your goals — not your insurance.
The Occupational Safety and Health Administration (OSHA) requires employers to protect employees that are reasonably anticipated to come into contact with blood or certain body fluids. While most employers associate exposure to bloodborne pathogens with healthcare workers only, there are a host of other employees who may be at risk of occupational exposure to bloodborne pathogens.
The construction industry continues to face ongoing challenges related to supply chain delays and product availability due to COVID-19. Dodge Data & Analytics, a leading provider of commercial construction project data, recently reported that the construction materials cost index increased by 6% in the month of April alone, more than the average annual increase. Dodge also reported the anticipated timeline for return to normal stockpiled inventory could be as long as another 18-24 months. Historically, skyrocketing material costs and product shortages were addressed through contract contingency; in current market conditions, this method is proving inadequate to address the monthly cost increases of construction materials.