Property and liability exposures are expanding far beyond anyone’s expectations. Seven figure jury verdicts have become commonplace and continue to rise. Whether it’s bodily injury, some other type of unintentional accident or advertising injury, the exposures are vast. That is why no business can safely operate without liability insurance
The best way to protect against loss is to minimize your exposure to third-party claims, and have adequate insurance incase they do occur. Our data-driven approach uses financial modeling to determine your risk tolerance, and analytics that guide program design and coverage decisions. You will have a complete and cost-effective plan that helps protect your business and allows you to focus on your goals — not your insurance.
“If we get sued, you get sued!” Sounds warm and comforting, right? I bet you cannot wait to partner or contract with a company that already has litigation on its mind. Nevertheless, these types of statements are common, and once formalized by lawyers, are called “indemnification clauses.” They are often necessary but can be very broad and potentially catastrophic to your business.
Our national Employee Benefits Compliance Team is dedicated to helping you stay abreast of fast-changing legislative and regulatory developments and guidance related to health and welfare plans that could impact your business. This update will discuss guidance issued on the 2021 COBRA subsidy and changes making COVID-19 PPE a qualified medical expense.
The Employer Shared Responsibility Penalty (ESRP), introduced by the Affordable Care Act, requires applicable large employers (ALEs) to offer affordable and minimum value health coverage to their full-time employees (and their dependents), or to potentially pay tax penalties to the IRS. Whether you are new to the ESRP or your company is newly subject to the ESRP, this article covers some of the key details.
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