PHONE 800-258-3190
Associated Benefits and Risk Consulting - Business Insurance


Question: Are you indemnifying too much? Answer: Probably

“If we get sued, you get sued!” Sounds warm and comforting, right? I bet you cannot wait to partner or contract with a company that already has litigation on its mind. Nevertheless, these types of statements are common, and once formalized by lawyers, are called “indemnification clauses.” They are often necessary but can be very broad and potentially catastrophic to your business.

Recent trends in work comp claims related to COVID-19

Predictably, COVID-19 has made up a growing share of workers’ compensation claims, while other claims have dropped because of remote work, layoffs and shutdowns. In Minnesota, for example, the Department of Labor and Industry (DLI) reported that, since Minnesota work comp laws were amended to make it easier for designated frontline employees to file a COVID-19-related claim:

Social media during civil unrest (or anytime)

Personal social media posts by your employees can have all sorts of unintended business impacts. How you respond (or don’t respond) can have both legal and practical implications. Fortunately, you have more power than you think. While social media has been the platform for any number of very positive things, it can also be terribly divisive and hurtful. Rather than seeking out opposing viewpoints, some people immerse themselves in echo chambers who think exactly the way that they do to the exclusion of others, and in such environments, it’s easy for everything to become politicized.