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Associated Benefits and Risk Consulting - Solutions


ACA reporting for 2020

The IRS recently released final 2020 Forms 1094-C and 1095-C and applicable instructions ahead of Affordable Care Act (ACA) reporting for 2020. As a reminder, applicable large employers (“ALEs”) must furnish Form 1095-C to full-time employees and file Form 1094-C and all 1095-Cs with the IRS. ALEs offering a self-insured group health plan must also furnish Forms 1095-C to covered employees or other primary insured individuals in the self-funded health plan (e.g., COBRA qualified beneficiaries). Additionally, due to the COVID-19 pandemic and challenges to business operations, ALEs may have variations to their reporting for 2020 due to furloughs and/or layoffs.

Client Advisory: Potential impact of a recent court decision on the D&O marketplace

In a previous Client Advisory, USI's national Executive and Professional Risk Solutions Team discussed the Dropbox litigation and its application to the federal forum provisions (FFPs) under California law. While waiting for the Dropbox litigation decision, another California state court dismissed a Section 11 case for lack of jurisdiction due to the inclusion of an FFP in the company’s articles of incorporation.

Cold and flu season update: Employee exposures to COVID-19

Employers frequently come to our Compliance and Workplace Solutions team to help them navigate COVID-19 Exposures. Let them report to work? Send them home? Make them stay home for two weeks once they get back from that political rally? Although some cases may have unique circumstances, we have compiled common scenarios and set forth options based on an organization’s risk tolerance.