An increasingly interconnected world offers new and exciting realms of opportunities, in addition to new risks. Whether your organization has significant international operations or your employees travel internationally, safeguarding the bottom line means anticipating potentially costly exposures. You have access to a partner with a thorough understanding of global complexities that can help you obtain the right coverage.
Our global partners help navigate laws, regulations and cultural differences to develop a program that meets your standards. We help design insurance packages for foreign employees and ensure compliance with local laws and regulations. We also help identify, analyze and reduce exposures where you operate while reducing redundancies and minimizing coverage gaps.
Our membership with Worldwide Broker Network (WBN) allows clients to partner with over 15,000 independent insurance specialists that have a comprehensive understanding of their local markets. We partner with WBN to provide customized global solutions through:
“If we get sued, you get sued!” Sounds warm and comforting, right? I bet you cannot wait to partner or contract with a company that already has litigation on its mind. Nevertheless, these types of statements are common, and once formalized by lawyers, are called “indemnification clauses.” They are often necessary but can be very broad and potentially catastrophic to your business.
Our national Employee Benefits Compliance Team is dedicated to helping you stay abreast of fast-changing legislative and regulatory developments and guidance related to health and welfare plans that could impact your business. This update will discuss guidance issued on the 2021 COBRA subsidy and changes making COVID-19 PPE a qualified medical expense.
Predictably, COVID-19 has made up a growing share of workers’ compensation claims, while other claims have dropped because of remote work, layoffs and shutdowns. In Minnesota, for example, the Department of Labor and Industry (DLI) reported that, since Minnesota work comp laws were amended to make it easier for designated frontline employees to file a COVID-19-related claim:
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